WHY TAKING A NO CREDIT CHECK PERSONAL FINANCING?
You need money immediatly without having the obligation to justify its utilisation? As its name says, a no credit check personnal financing allows you to borrow money without having to justify your income or the reasons to why you are borrowing. It is a financing that can be useful when you are facing unplanned expenses or if to wish to improve your day to day. Also called a credit facility, this allows you to have access to small cash amounts without having to deal with the credit check process with a financial institution. The no credit check personnal financing is comparable to a credit card, without however being able to make purchases directly on this amount.
WHAT ARE THE PROS OF NO CREDIT CHECK FINANCING?
The rapidity and the simplicity of the process is the main advantage. In facts, after having submitted your application, you will receive your money on the same day and directly in your bank account, which can be much appreciated in an emergency situation. It also offers flexibility since you can choose the reimbursement modalities. At Alterfina, you can, by example, pay back in 2,3, 4 or 6 months. You can also choose to reimburse un larger amount or the totality of your credit facility, all with no penality. So, whether it be for an unplanned expense or a bill payment, you can be assured to get your money fast and in your convenient delays.
To conclude, it offers security and confidentiality with your datas, our verifications and the reasons to why you are borrowing. In facts, only the client and the Alterfina team member have access to the collected informations. No credit verification has to be made to obtain your emergency funds. Of course, because of its quickness and its flexibility, a default payment can lead to important late and penalty fees. So do not sollicit an excess amount from start and make sure you are able to pay back when time comes.
WHO ARE THE PROS OF NO CREDIT CHECK FINANCING?
You do not need to have a high credit score or to have a high income to be eligible for this type of financing. You only need to be 18 years old or older, be a Quebec resident and to have a stable income. Do not hesitate to fill up our credit application