Practical financial tools
A commitment recognized by our members
90%
of our members are satisfied with their experience with Alterfina*
+ 2,000 customer reviews
A commitment recognized by our members
90%
of our members are satisfied with their experience with Alterfina*
+ 2,000 customer reviews
FAST CREDIT, WITHOUT A CREDIT CHECK
1
2
3
Calculate your payments
1 / Desired credit amount*
2 / Payment frequency
3 / Payment amounts
167 $ by paycheck for about 182 days
We offer fast short-term financing solutions to Quebecers and Canadians, in a secure and confidential environment, regardless of their financial situation. Unlike banks, we do not require a credit check or review your loan history. Your application is processed quickly, no matter your past credit.
We set your minimum payments together, based on your ability to repay and your preferred term. Our personal financing solutions are flexible and the annual interest rate is 19.99%, a competitive offer among private lenders in Quebec.
Calculate your payments
1 / Desired credit amount*
2 / Payment frequency
3 / Payment amounts
167 $ by paycheck for about 182 days
*Indicative amount. Refer to the
legal notices pageNeed funds quickly?
Simple, fast, and secure
Trusted by thousands across Canada
We are proud to have received over 2,000 customer reviews with a rating of over 4.6/5 (as of Winter 2025). Their testimonials are proof of our commitment to providing a reliable and human-centered service.
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