Cash advance

Already a member?Cash advance on my credit
It's fast and easy: 3 steps to get your credit facility without credit check
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1- Fill out
the online application.

Takes only a few minutes to complete

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2 - Instant Bank
Verification.

No need to send any document with IBV

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3 - Direct deposit
of funds.

Same day deposit*

Are you already a client?

Did you know that if needed, you can request a cash advance directly from your online client portal?

Get fast approval for a higher amount.
Receive your money in just minutes.

Cash advance on my credit

Not a client yet? Obtain financing

Conditions

Annual interest rate (APR) of 18.99%.

Be 18 years old or older, reside in Quebec or Ontario and have a stable income.

Repayment planFinancial support and credit scoreRefund Policy

Repayment plan

We determine your minimum payments together, according to your repayment capacity and the period during which you want to payback your facility’s balance.

Note:
-Membership fees are payable as long as there is a balance owing on your credit facility.

Financial support and credit score

Our company complies with Canadian legal norms. Should a special situation arises during your use of a credit facility, our service team is available to assist you in making the necessary adjustments. The transactions on your credit facility do not affect your credit rating whether positively or negatively, as we do not report to credit bureaus.


Notes:
-The repayment amount cannot be lower than 5% of the credit facility’s initial balance.
-Our product is geared towards punctual use and reimbursement over a period of a few weeks.

Refund Policy

Our company complies with Canadian legal standards. If a particular situation arises during your use of the credit facility, our customer service department is available to assist you with payment deferrals or any other requests.

Transactions made on your credit facility do not affect your credit score, either positively or negatively, as we do not report to credit bureaus.

Our variable credit facilities are usually repaid in 3 to 6 months. Be responsible and borrow with moderation. We strongly suggest that you think of your needs and not apply for a higher sum than necessary. For example, if you want to use our credit facilities, you can follow this model : a withdrawal of $750 with bi-weekly repayments of 127$ will take 10 installments.

This information is an example and considers that the money used at the time of the first withdrawal has been paid back in full before making another cash advance. In the example above, the $24.20 membership fees are included in the repayment amount.

Our credit solutions have flexible repayments options, as outlined in our client agreement. They can typically be repaid within 3 to 6 months but may also be settled early, either partially or in full, at any time.

Repayment plan

We determine your minimum payments together, according to your repayment capacity and the period during which you want to payback your facility’s balance.

Note:
-Membership fees are payable as long as there is a balance owing on your credit facility.

Financial support and credit score

Our company complies with Canadian legal norms. Should a special situation arises during your use of a credit facility, our service team is available to assist you in making the necessary adjustments. The transactions on your credit facility do not affect your credit rating whether positively or negatively, as we do not report to credit bureaus.


Notes:
-The repayment amount cannot be lower than 5% of the credit facility’s initial balance.
-Our product is geared towards punctual use and reimbursement over a period of a few weeks.

Refund Policy

Our company complies with Canadian legal standards. If a particular situation arises during your use of the credit facility, our customer service department is available to assist you with payment deferrals or any other requests.

Transactions made on your credit facility do not affect your credit score, either positively or negatively, as we do not report to credit bureaus.

Our variable credit facilities are usually repaid in 3 to 6 months. Be responsible and borrow with moderation. We strongly suggest that you think of your needs and not apply for a higher sum than necessary. For example, if you want to use our credit facilities, you can follow this model : a withdrawal of $750 with bi-weekly repayments of 127$ will take 10 installments.

This information is an example and considers that the money used at the time of the first withdrawal has been paid back in full before making another cash advance. In the example above, the $24.20 membership fees are included in the repayment amount.

Our credit solutions have flexible repayments options, as outlined in our client agreement. They can typically be repaid within 3 to 6 months but may also be settled early, either partially or in full, at any time.

1 If your file is completed and approved before 2:30 p.m. Click here for more details.