Credit Agent


Do you want to work in a growing company? Alterfina is currently recruiting to fill several positions in the customer service department. Located on the South Shore of Montreal in a friendly environment, we are looking for a motivated and organized person who can provide outstanding customer service. Come join a tight-knit and dynamic team that can offer you several benefits and flexibility on the work-from-home policy.

Who are we?

Alterfina is a company that works in the field of alternative financing. Our mission is to offer credit solutions tailored to the needs of our customers, placing them at the heart of our services to give them peace of mind. Respectfully. Simply. Efficiently.

Our vision is to offer the financial solutions of tomorrow today, with the desire to be the ideal alternative in terms of personal financing and to equip our clients to adopt healthy financial habits.

In order to achieve our mission and vision, we rely on 5 fundamental values ​​guiding our actions and behaviors, namely respect, integrity, benevolence, innovation and excellence.

What are the responsibilities of a credit approbation agent?

The credit approbation agent has for main responsibilities to support the business in the analysis of financial files. He has to evaluate the applications, collect the needed information for the customer’s application, as well as inform them on the terms of the financing that is offered by the company.

What are your daily tasks?

  • Analyze credit application (solvability, bank statement, account owner, etc.)
  • Verify credit applications content (missing document/information)
  • Verify the authenticity of information provided by customers using specialized computer softwares.
  • Collect the necessary file information by communicating by phone or email with the customer.
  • Perform the necessary follow ups on pending customers files.
  • Leave all related notes on the files to ease other collegues work.
  • Confirm the validity of the customer’s job.
  • Make sure to have a completed and conform file before the loan deposit.
  • Make sur to offer an impeccable service to the customers.
  • Encourage clients to carry their applications to term when they want to cancel it by negotiating the terms or by giving solutions to the customers.
  • Perform any other task given by immediate superior or related to the function.
  • Fill the information on the balance sheet.
  • Decision making on demand.

What are the prerequisites for this function?

  • Collegial studies degree
  • 1 year experience in a similar role
  • SMB experience (bonus)
  • Available to work on weekends

You have these skills? We want to meet you!

  • Being able to do multiple tasks at once
  • Known for your efficiency, resourcefulness, and your sense of organization.
  • You have a sharpened sense of analysis.
  • Known for your positivity and your amelioration ideas.
  • Being able to adapt easily and quickly.
  • Sense of customer’s service**.**
  • Being able to quickly establish a trust climate between you and the customer**.**
  • Good negociation skills.
  • Known for being a team player.
  • Ease for going above and beyond your team’s needs.
  • Ability to develop and maintain good interpersonal relationships.
  • Great skills with technologies.

Apply for this job


Alterfina Financial Solution

With many years of experience in the financial industry, Alterfina is a company specialized in personal financing with no credit checks.

Our offices are located in St-Hubert, and we accept variable credit facilities across Quebec.

Whether you have good or bad credit, our goal is to provide you with personal financing for your needs. With our paperless solution, we can now help you get the money you need faster and stress free.