About us

Personal financing tailored to your needs

We believe that everybody should have access to financing options adapted to their needs. That’s why, starting in 2013, we have been simplifying the daily lives of thousands of Canadians by offering them simple and effective alternative credit solutions.

Our mission

We offer credit solutions adapted to your needs,

By placing you at the heart of our services, to promote your peace of mind. Simply. Efficiently. Without judgment.

Our vision

Offer the financial solutions of tomorrow today,

With a commitment to being the best alternative in personal financing and to providing our clients the tools they need to adopt healthy financial habits.

Our values

Integrity

We are transparent in everything we do and adopt best practices.
We offer our clients products and services for which the are clear and precise, complying with laws and current standards. We act with integrity towards our employees. We trust them, and we mutually trust eachother. We act competently and are accountable for our decisions.

Confidentiality policy

Your information remains confidential.

According to our confidentiality policy, only you and our employees responsible for your account at Alterfina have access to information collected in your application for a credit facility. Your information is kept confidential at all times. That is our guarantee.

Our social responsibility

We are committed to building relationships with our clients through kindness, integrity, respect while helping them navigate and manage their credit effectively.à

We’re committed to our industry by relying on excellence and innovation, adopting the best practices, and offering assistance that protects our customers.

We are proud members of the Canadian Lenders Association (CLA), whose objective is to support the growth of banks and non-bank companies that are in the business of lending. Members effectively and responsibly use best technologies and business practices to address the needs of Canadians and support their ability to improve their credit rating.

Canadian Lenders Association

Thousands of Canadians
trust us.

We’re proud to have earned a Google rating of over 4.5/5 from nearly 2,000 Canadians who value our fast, secure, no credit check financing services and streamlined process for quick access to funds (as of Summer 2024).

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"Great when you need help and great customer service thank you"

  • Caroline
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"Thank you for your trust! I appreciate the team who offered great service, thanks!"

  • Guy
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"I thank you for your agents who called me at home to confirm. The staff is kind and polite. Thanks for your quick answer! The delay for my deposit was quick."

  • Sandie

Quick and paperles financing from $500$ to $2,500 anytime